Credit Scores

  1. The Five Things That Count
  2. Payment History
  3. Amounts Owed
  4. Length Of Credit History
  5. New Credit
  6. Types of Credit in Use
  7. Notes
  8. Contact Credit Bureau's

Length of Credit History

How established is yours?

APPROXIMATELY 15% OF YOUR SCORE IS BASED ON THIS CATEGORY

In general, a longer credit history will increase your score. However, even people with short credit histories may get high scores, depending on how the rest of the credit report looks.

Your score takes into account:

  • How long your credit accounts have been established, in general. The score considers both the age of your oldest account and an average age of all your accounts.

  • How long specific credit accounts have been established.

  • How long it has been since you used certain accounts.

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Evergreen Pacific Services Mortgage Company

514 2nd Avenue

Fairbanks, Alaska 99701

Toll Free:

877-633-5834

Phone:

907-457-5834

Fax days to:

907-457-2330

info@evergreenmortgageloan.com

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