Client Privacy Statement |
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Introduction This section will explain how Evergreen Alaska Mortgage Corporation respects, protects and uses your personal information when and after you obtain a mortgage from our company. It also describes how we collect and use your personal information and how we maintain confidentiality and accuracy of information. This disclosure applies to our former clients as well as existing clients. Nonpublic Personal Information As our customer, you have entrusted us to protect your privacy and to safeguard your personal financial information. We take this responsibility seriously and have taken steps to ensure your continued confidence in our company. Because we recognize and respect the privacy and security expectations of our clients, we do not sell or share client nonpublic information to outside vendors for solicitation of another company's products. We will safeguard any information you share with us. In addition, we will limit the collection and use of nonpublic information to the minimum required to provide you with superior products or service. We restrict access to your personal information to those employees or contract loan originators who need to know that information to provide the products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal and state standards to guard your nonpublic personal information. How We Obtain Personal Customer Information and What We Collect We collect nonpublic information about you from the following sources: *information we receive from you on applications or other forms *information about your transactions with us, our affiliates or others *information we receive from consumer reporting agencies *information we receive from others whom you authorize us to contact in reviewing you application Adherence to RESPA Law and Federal Requirements We collect and maintain various types of information about our clients as required by RESPA and Federal Guidelines. We may use all of the information we collect, as described above, to satisfy legal requirements. We may share your nonpublic personal information with government agencies and legitimate investigators as required by law, including in order to comply with applicable government reporting or legal processes (such as court orders, subpoenas, or government requests) which we reasonably believe to be valid or required. Identifying information shared under this policy may include: *social security numbers, driver's license numbers, account numbers, names, addresses, and personal identification (PINs) and passwords. *information regarding your creditworthiness and capacity, such as employment status, income, and information on your assets and liabilities that you provide to us in your applications. Protecting the Security of Your Information Your privacy is considered in all aspects of our business. We have established policies and guidelines to ensure that the highest level of protection is maintained. We constantly update these policies to meet changing federal regulations and the latest in Internet security standards, and we update and test computers, hardware, software and other technology to assure the integrity and security of our systems. We also limit access to personally identifiable information about you to those employees or loan originators who have a specific business reason to know such information. To safeguard your information we: *conduct reference checks on all employees and loan originators and provides complete on-the-job training in customer privacy. *provides detailed customer confidentiality policies in our employee training and indoctrination to ensure that our employees and loan originators are attentive from the first day of employment or contract with us, of our commitment to keeping your personal information safe and secure. *allow access to nonpublic personal information about our clients to those employees or loan originators that have a "need to know". Website Security Evergreen Alaska Mortgage Corporation implements extensive administrative, technical and physical safeguards and quality controls to ensure the safety of your personal information. Information is collected from our users at several different points on our website. We take every precaution to protect users information. When users submit sensitive information via the website, your information is protected both online and offline. When our application form asks users to enter sensitive information (such as credit card number and /or social security number), that information is encrypted and is protected with the best encryption software available in the industry. In order to complete an application on-line a user is required to give their contact information (such as name and e-mail address). This information is used to contact the user about the services on our site for which they have expressed an interest. It is optional for the user to provide demographic information (such as income level and gender), and unique identifiers (such as social security number), but encouraged so we can provide a more personalized experience on our site. Our website contains links to other sites. Please be aware that we are not responsible for the privacy practices of other sites. We encourage users to be aware when they leave our site to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected by this website. Supplemental Information If a user wishes to subscribe to our newsletter we provide a choice to opt-in and opt-out of our e-mail broadcast system. Our company does not use "spam" as a marketing tool. If we decide to change our privacy policy, we will post those changes on our site so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. If at any point we decide to use personally identifiable information in a manner different from that stated at the time it was collected, we will notify users immediately. Any questions regarding this policy should be directed to: Dwight Deely CEO Evergreen Alaska Mortgage Corporation e-mail: dwightd@evergreenalaska.com |
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Evergreen Pacific Services Mortgage Company
514 2nd Avenue |
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Fairbanks, Alaska 99701 |
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Toll Free: |
877-633-5834 |
Phone: |
907-457-5834 |
Fax days to: |
907-457-2330 |
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